Make sense of your policies.
Review coverage, limits, deductibles, and exclusions in the context of what your business does.
Small-business advisory
Understand the coverage.
Keep control of the decision.
Fee-based education and guidance focused on your business needs, with your choice of insurance agency.
01 / Small-business education & advisory
You built the business.
Understand how it’s protected.
You shouldn’t need to be an insurance expert to make informed insurance decisions. JBond helps translate coverage details into practical questions and next steps.
You pay for education and advice. Your chosen insurance agent obtains quotes, places coverage, and handles policy changes.
Coverage-focused. Agency-agnostic.
Our small-business advisory service focuses on your coverage and your business’s needs. We do not steer or refer you to any particular insurance agency. You choose your own agent and insurer. JBond receives no commissions from insurance companies, agencies, or any other third party. Our compensation comes from the fees agreed with our clients.
Look beyond the premium.
Understand differences between proposals and identify coverage questions to resolve before making a decision.
Know what to ask next.
Prepare for renewal, a new venture, or a change in operations with a focused discussion guide for your agent.
Business-owner fees
Know the scope.
Know the cost.
Straightforward, one-time fees for small-business insurance education and advisory. All listed fees are in U.S. dollars. Virtual delivery is included.
Insurance policies and endorsements can run hundreds of pages. Our Policy Summary & Coverage Snapshot turns that detail into a practical guide to key terms, so you know where to look and what to ask. The full policy remains the controlling document.
Coverage Guidance Session
$350
One 60-minute virtual session · one business
- Discuss your operations and up to three priority insurance questions.
- Understand key concepts and prepare questions for your agent.
- Receive a concise written recap and next steps.
Conversation-based education. Does not include advance policy analysis or a written coverage review.
Prepare for a session ↗Small-Business Coverage Review
$950
One-time review · one business
- Review up to two current policies or proposals, including endorsements.
- Receive a written summary of coverage observations and priority questions for your agent.
- Includes a 60-minute virtual discussion of the findings.
- Includes one follow-up email with up to three clarification questions within 14 days of the discussion.
Complex risks, additional documents, and broader program reviews require an agreed custom scope.
Prepare for a review ↗Policy Summary & Coverage Snapshot
From $395
Per policy · one business
- A plain-language executive summary and coverage table based on the supplied policy and endorsements.
- Key coverages, limits, deductibles, sublimits, and policy dates.
- Significant exclusions, conditions, and endorsements identified in the agreed scope, with references to the relevant forms or pages.
- A 30-minute virtual walkthrough and a list of clarification questions for your agent.
Designed to explain the policy you have. An assessment of coverage gaps against your business exposures or a comparison of alternatives is a separate review service.
No page-count cap. Complex or manuscript policies and packages with multiple coverage parts are quoted in advance. Your fixed fee is agreed in writing before work begins.
Discuss a policy summary ↗All packages provide education and advice. JBond does not obtain quotes, negotiate with carriers on your behalf, place insurance, or handle claims. A review identifies observations within the agreed scope; it does not certify that every exposure or coverage gap has been identified.
Additional advisory work: $300 per hour in 30-minute increments ($150), only after written approval of the scope and a maximum fee. Virtual delivery is included; any in-person delivery or travel is quoted in advance. Proposed payment: payment before work begins. Final terms and any applicable taxes are confirmed in the written agreement.
Find your starting point
A clearer brief.
A better conversation.
Choose the questions that matter to your business and save a discussion checklist for your coverage review.
Your selections stay in your browser. This tool downloads a preparation document; it does not submit an inquiry or book a service.
Select a topic to build your checklist.
Questions & expectations
Clear from the start.
Does a policy summary replace the policy or a coverage review?
No. A summary is a plain-language guide to selected key terms within the agreed scope. The complete policy and endorsements govern coverage. Evaluating gaps against your business needs or comparing alternatives requires a separately agreed coverage review.
Will you recommend an insurance agency?
No. This service is agency-agnostic. We focus on coverage and business needs and do not steer you to a particular agency.
Do you receive commissions?
No commissions are received from insurers, insurance agencies, or any other third party. Clients pay the agreed advisory fee.
Do you sell or place coverage?
No. Your agent handles quotes, applications, coverage placement, and policy changes.
Knowledge is the starting point
Understand more.
Ask better. Advise better.
For business owners, insurance agencies, and commercial lenders.
Contact Jennifer to discuss business-owner advisory, agency training, or lender insurance reviews.